Official bank loan
Often you also need a larger volume of bonds. For a new car with equipment, a trip around the world or a complete renovation of your apartment a loan of 64000 EUR is required. If you want to repay your € 64,000 loan quickly, you must opt for a short-term option. For example, you can find some offers for 48 calendar months (four years).
For the monthly installments we offer you the best conditions.
For the 64000 EUR would have to spend about 1404 EUR. The effective interest rate is then 2.59 percentage points. With low credit repayment capacity, interest rates can rise to up to 7.59 percentage points. For example, the bank group also provides a 64,000 EUR loan. However, the monthly rate here is around 1458 EUR.
This means you pay around EUR 54 more per month. In the four years will cost more than 2000 EUR extra. For a € 64000 loan, 84 months (7 years) are a medium term. The interest rate corridors are equal to those of the loan for 48 months. In the best case you pay a monthly rate of 833.01 E.
At the savings bank, a price of EUR 899.90 is proposed. And that is 66 EUR more. Over the seven years, this would cost more than € 5,544 for the € 64,000 loan. You can also extend the loan from 64000 EUR to 144 months. For the 64000 EUR there are only two providers left: extracredit and the Generalbeamtenbank.
The monthly price is 556.62 EUR. The monthly price is then greater than for a duration of 84 months (7 years). For you, the Allgemeine Strahlten Bankengruppe would therefore be better suited to a weak creditworthiness. The interest on a loan of EUR 64000 remains unchanged at 6.95 percentage points. The monthly price is 649.29 E.